The Maldives is a dream destination, famous for its luxurious overwater villas and private island resorts. While many of these villas come with eye-watering price tags of $1,000+ per night, you’ll be happy to know that you can experience the luxury of the Maldives for under $200 per night. Yes, it’s possible—with the right strategies!
In this guide, we’ll show you how to score an affordable yet luxurious villa stay, along with a list of stunning Maldives resorts that fit your budget.
1. Choose Budget-Friendly Luxury Resorts
Not all luxury stays in the Maldives have to be outrageously expensive. Many beautiful resorts offer private beach villas or overwater bungalows at much more affordable rates, especially during off-peak seasons or with special promotions.
Top Resorts Under $200 Per Night:
➡️ Embudu Village Resort – Offers stunning beach villas for around $180 per night.
➡️ Reethi Beach Resort – Stay in a beachfront villa for as low as $150 per night.
➡️ Sun Island Resort & Spa – Offers beach villas from $180 per night with excellent amenities.
➡️ Paradise Island Resort & Spa – Private beach villas starting at $190 per night.
➡️ Fihalhohi Island Resort – One of the best-value Maldives resorts, with rooms under $200 per night.
2. Book During Off-Peak Season
Timing is everything when it comes to scoring deals in the Maldives. Travel during the off-peak season (May to October), and you’ll find rates 50% lower than during the peak months.
Best Time to Book:
✅ May to October – Low season with fewer tourists and huge discounts.
✅ Early December & Late April – Shoulder seasons with competitive prices.
✅ Watch for Flash Sales – Many resorts offer limited-time promotions on different platforms. Subscribe to our newsletter or follow us on socials to never miss a deal. Or check out Hotellok.com, which compares prices from 70 different booking services, such as Booking.com or Agoda and will pick the most affordable prices for you.
3. Use Hotel Reward Programs & Deals
Many luxury resorts in the Maldives participate in hotel loyalty programs where you can redeem points for free or discounted nights.
How to Save with Hotel Points:
- Hilton Honors Points – Redeem points for discounted stays at SAii Lagoon Maldives, Curio Collection.
- Marriott Bonvoy – Use points to stay at budget-friendly luxury properties like Sheraton Maldives Full Moon Resort & Spa.
- Hotels.com Rewards – Stay 10 nights and get 1 free night at participating resorts.
- Secret Escapes & Luxury Escapes – Websites that offer luxury hotel stays at heavily discounted rates.
4. Consider Guesthouses & Boutique Resorts
While overwater bungalows may be the ultimate Maldives dream, you can experience the same luxury by choosing boutique resorts or high-end guesthouses.
Best Affordable Boutique Resorts:
- Riveli Retreat, Dhigurah – Offers stylish beachfront villas for $120 per night.
- White Sand Dhigurah – Luxury boutique hotel with villas starting at $130 per night.
- Aveyla Manta Village – A unique beachfront property known for its $160 per night rates.
5. Stay on Local Islands Instead of Private Resorts
One of the Maldives’ best-kept secrets is staying on a local island rather than an exclusive private resort. This allows you to enjoy the stunning beaches and luxury accommodations at a fraction of the cost.
Best Local Islands for Affordable Luxury:
- Maafushi – Plenty of boutique hotels and beach villas starting at $100 per night.
- Thulusdhoo – Known for beautiful beaches and budget-friendly resorts.
- Dhigurah – Luxury accommodations with affordable prices and world-class diving.
- Ukulhas – Eco-friendly island with stunning guesthouses and beach resorts.
6. Book an All-Inclusive Resort with Free Perks
Many Maldives resorts offer all-inclusive packages that include meals, airport transfers, and even activities, making it more cost-effective than paying separately for everything.
Best All-Inclusive Resorts Under $200:
- Sun Island Resort & Spa – Offers full-board packages at around $180 per night.
- Reethi Faru Resort – All-inclusive plans available from $195 per night.
- Bandos Maldives – Great deals on full-board luxury stays under $200.
7. Book Directly with Resorts & Look for Discounts
Booking directly with the resort often gets you exclusive perks like free upgrades, complimentary airport transfers, or extra discounts.
Where to Find the Best Deals:
- Hotel websites – Many resorts offer a direct booking discount.
- Hotellook – This website compares prices from 70 different booking services, such as Booking.com or Agoda and will pick the most affordable prices for you.
- Subscribe to our Newsletter to never miss a deal!
➡️ Related: How to stay in a Maldives Resort for 5 Nights at the Price of 1
➡️ Related: Bucket List Alert! The Most Insane Overwater Bungalows in the World
Final Tips for Scoring a Maldives Luxury Stay for Under $200:
✅ Travel in the off-season to find luxury villas at half the price.
✅ Use hotel points and loyalty programs for free nights.
✅ Book directly with resorts for exclusive discounts.
✅ Stay on local islands to enjoy luxury for less.
✅ Look for all-inclusive deals to save on food and activities.
✅ Subscribe to our Newsletter to never miss a deal!
✅ Use Hotellook to compare prices and get the best deals.
With these tips, you can enjoy an unforgettable Maldives experience without breaking the bank. So what are you waiting for? Start planning your dream luxury getaway today!
Do you have any questions or need help finding deals? Let me know in the comments!